Avoid the most common life burden.

ALAM MO BA?

...na ang kakulangan sa Healthcare ang isang malaking dahilan kaya nalulubog sa UTANG ang isang Pamilya.

UNFORTUNATELY....

narerealize lang ng karamihan na nakapaka-IMPORTANTE ng HEALTHCARE kapag may sakit na , nasa ospital na o nag-retire na.

Medical Costs doubles every 5 to 7 years.

Maraming doctor at maraming gamot.

Pero bakit namamatay ang pasyente? Ito ay hindi dahil sa walang gamot pero WALANG PERANG pang-pagamot!

Do you love yourself and your Family? 

Protect your future if you live too long and protect your family in case you die too soon. 

There are 3 Kinds of Healthcare

Short-term healthcare, Long-term healthcare, and Senior Care.

Short Term Healthcare

Ito ang healthcare na binabayaran taon-taon up to age 60 (magamit man natin o hindi).

Kapag nagpa-check up tayo o na-confine, sagot ng healthcare company ang bill natin. Kapag hindi natin nagamit, hindi carried over ang benefits the following year.

Kung empleyado ka, binabayaran ito ng kumpanya HABANG nagta-trabaho ka pa. Oras na mag-resign ka, o mag-retire na, hindi ka na covered.

Tanong: Kailan lumalabas ang mga mas seryosong sakit - habang bata, o kapag tumanda na tayo?

Senior Healthcare

Ito naman ang yearly healthcare for Seniors age 60 pataas (magamit man o hindi).

Since alam ng healthcare companies na madalas nang magkasakit ang mga Senior, ito ang pinakamahal na healthcare.

Longterm Healthcare

Ito ang healthcare na pwede nating simulan habang bata pa tayo, o habang hindi pa tayo Senior (10 to 60 years old).

Ito ang pinakamurang healthcare dahil pitong (7) taon lang nating huhulugan, pero covered tayo hanggang pagtanda.

INTRODUCING

KAISER INTERNATIONAL HEALTH GROUP

Kaiser International is duly accredited with the Department of Health (DOH). It is likewise registered with the Securities and Exchange Commission (SEC) on June 08, 2004 as a Health Care Provider with an Authorized Capital Stock of Php 160M.

Kaiser International Health Group Inc. is far more than an HMO. While most HMO’s cater to both group and individual accounts, Kaiser's product is geared to address the long-term health care needs of individuals especially after their employment and retirement years.

I WANT TO APPLY


You can start your Kaiser Longterm Care even if you are an OFW.

Introducing the KAISER Long-Term Healthcare Plan.

It is a 3 in 1 plan that covers the 3 basic financial needs of one person that is Healthcare(Shortterm & Longterm), Life Insurance and Investment.

HEALTHCARE

Ang mga traditional HMO (Health Maintenance Organization) ay short-term lang. Magbabayad ka ng annual premium for a certain healthcare coverage. Magamit mo ito or hindi ay babayaran mo pa rin every year kung gusto mong ipagpatuloy ang healthcare coverage.

Sa Kaiser, puwedeng maging short-term at long-term. Kung nag-avail ka nito at biglang nagkasakit magagamit mo ang healthcare benefits. Paano naman kung hindi magamit? Okay lang! Dahil si Kaiser ay long-term healthcare din kung saan ang hinuhulog mo ay hindi masasayang at magagamit mo pa rin in future needs.

LIFE INSURANCE

Sa traditional HMO (Health Maintenance Organization) kapag sinabing healthcare ay Pure Healthcare lang.

Sa Kaiser, hindi lang siya basta healthcare. May Life Insurance coverage din na kung saan ay protected ang pamilya.

Halimbawang may mangyari sa policy holder ay makakatanggap ang beneficiaries nito ng instant money mula sa Insurance Company.

Bukod pa doon ay may Waiver of Installment due to Death, Waiver of Installment due to Total and Permanent Disability at Transfer of Kaiser Policy to the Principal Beneficiary.

INVESTMENT

Bukod sa healthcare at life protection, ang kaiser ay may investment din.

Kung healthy ka at hindi mo nagagamit ang healthcare coverage bibigyan ka pa ng BONUS ni kaiser sa Maturity ng iyong 3-in-1 Saving Plan.

Makukuha mo ang lump sum sa 20th year ng iyong plan. May option ka rin na i-retain lang ito upang lumago pa ang pera mo.

Imagine? Nag-save ka lang sa loob ng 7 years may makukuha kang malaking halaga sa Maturity Period ng Saving Plan mo. Para ka ring may pension na pwede mong kuhanin buwan-buwan dahil good as cash itong investment mo.

MGA BENEPISYO SA KAISER

HEALTHCARE BENEFITS

HEALTHCARE SAVINGS BENEFITS

TERM LIFE INSURANCE BENEFITS

 ACCIDENTAL DEATH AND DISMEMBERMENT INSURANCE BENEFITS

DISABILITY BENEFITS

MGA BENEPISYO

HEALTHCARE

Magagamit mo after one year ka na nakabayad or yearly ang binayad. At nag i-increase ang healthcare benefits depende sa plan mo once fully paid

TERM LIFE INSURANCE

Minimum 205,500 ang benepisyo ng pamilya the moment na nakapagbayad ka you are covered kahit nasa abroad ka pa. Subject to contestability period.

ACCIDENTAL DEATH BENEFITS

Doble ang matatanggap na benefits ng beneficiary once accident ang kinamatay ni Planholder the moment na ang policy nya ay na approved na.

TRANSFERRABLE

Once namatay si planholder lahat ng benefits ay ma transfer kay primary beneficiary during and after paying period.

RETIREMENT SAVINGS

Kumpletong package na eto kapag ikaw ay nagretiro. May savings ka na, Health Insurance at Investment pang kasama.

ONLINE ACCESS

Hassle free na. Dahil lahat ay ma access mo sa sarili mong portal or account. Maging sa pagbabayad.

LONG-TERM CARE BONUS

UP TO 85%

nang binayad mo ay babalik sayo pagdating ng maturity once hindi mo nagamit during paying period 411,750 (PLAN K100) = 350,000 (85%)


I WANT TO APPLY

Vestibulum facilisis lectus ut ultricies accumsan. Phasellus quis luctus ipsum. Pellentesque tincidunt lectus quis odio malesuada pulvinar.

BENEPISYO HABANG NAGBABAYAD

1.

Free Dental Health Benefits once a year.

2.

Minimum 50,000 pesos a year magagamit sa ospital depende sa plan na kinuha.


3.

Free Annual Physical Examination sa Kaiser medical Center or accredited clinic at Ospital sa inyong lugar.


4.

202,500 pesos minimum TERM LIFE INSURANCE


5.

202,500 pesos minimum ACCIDENTAL DEATH BENEFITS


BENEPISYO MATAPOS MABAYARAN

1.

Pre existing illness ay covered na kahit malala pa.

2.

Term Life and Accidental benefits ay still covered hanggang maturity.

3.

May 10% yearly healthcare hospital benefits limit na or interest.

4.

Any related to Maternity ay covered.

5.

May additional 6% yearly healthcare benefit din subject for provisions depende sa takbo ng market.

6.

up to 85% may long term care bonus ka kung di mo ginamit ang kaiser habang nagbabayad ka pa.

OPTIONS MO PAG NAG MATURE NA

3 SETTLEMENT OPTIONS MO

1. AYAW MO E WIDRAW PARA TULOY TULOY ANG BENEPISYO AT TUBO

2. KALAHATI LANG E WIDRAW MO AT ANG NATIRA AY BENEPISYO AT STILL MAY TUBO

3. WIDRAW ALL THE AMOUNT. THEN LAHAT NG BENEFITS MO AY WALA NA.

PAG MALAKI PLAN MO MALAKI ANG BENEPISYO NA MATATANGGAP AT MAKUKUHA MO

SAMPLE KAISER PLAN COMPUTATION

SAMPLE KAISER PLAN COMPUTATION

AT AGE : 40
KAISER PLAN: K-100
MONTHLY: 5,882
YEARLY: 58,882
AT AGE: 47
FULLY PAID
AT AGE: 60
KAISER MATURE
TOTAL MATURITY AMOUNT: 1, 166,168


NAG-CLAIM NA BENEFICIARIES

Received Php 450,000 OFW kanyang anak dito sa Israel. Nagkasakit at namatay sa Pilipinas

Received Php 405,000 Isang beses palang nag bayad ng halagang 2,647. Sa hindi inaasahang pangyayari ay naka aksidente dahilan ng kanyang pagkamatay.

Received Php 900,000 OFW sa Israel aksidenteng nahulog at naging sanhi ng kanyang pagkamatay

MGA PANGHAHAWAKAN MO

YOUR KAISER ONLINE POLICY MANAGEMENT SYSYEM OR KAISER ONLINE PORTAL

IBA PANG PANGHAHAWAKAN MO

YOUR KAISER HEALTHCARE CONTRACT

YOUR KAISER BENEFIT CARD

YOUR KAISER BENEFIT CARD

KAISER MAY SARILING MEDICAL CENTERS

KUNG MAY ACCREDITED HOSPITALS, CLINICS, DENTISTS AND DOCTORS SA INYONG LUGAR

i-check mo dito kung ano ang accredited hospitals and clinics na malapit sa inyo. 


Paano kung walang accredited hospital and clinics sa aming lugar?

Kung walang accredited hospitals and clinics sa inyong lugar. Kaiser will shoulder 85% of your medical expenses.

REGISTERED SA INSURANCE COMMISSION


LEGIT BA ANG KAISER?

YES NA YES! ANG KAISER PO AY ISANG HMO COMPANY DULY ACCREDITED NG DOH BUREAU OF HEALTH FACILITIES SERVICES. 

SEC REGISTRATION

We are SBPro

Ang KAISER ba ay nakaregister sa SEC?

Opo, nakaregister din po ang KAISER.

SEC Registration Number: CS200408739

Company Name: KAISER INTERNATIONAL HEALTHGROUP INC.

MEMBER OF PAHMOC - PHILIPPINE ASSOCIATION OF HEALTH MAINTENANCE ORGANIZATION COMPANIES


ALAM MO BA?

SI KAISER AY MIYEMBRO DIN NG SAMAHAN NG MGA HMO COMPANIES SA PILIPINAS

HMO MEMBERS - KAISER INTERNATIONAL HEALTHGROUP INC.

SINO ANG NAG-APPLY SA KAISER?

         KAISER PRE-COMPUTED TABLE

HEALTHCARE + LIFE INSURACE + INVESTMENT



YOU Can Build a Solid FInancial Foundation with KAISER LONG-TERM HEALTHCARE


SINO ANG ELIGIBLE KUMUHA NG KAISER 3-IN-1?

FOR AGES 10-40 YEARS OLD

Minimum is 2,647 per month

FREE Annual Physical Exam

FREE Dental (Linis, Bunot & Pasta)

Hospitalization Benefits of 50,000 per year

Life Protection of 202,500 - 405,000

And Investment of 524,776 which is good as cash sa Maturity (at the 20th year).

FOR AGES 41-50 YEARS OLD

Minimum is 3,529 per month

FREE Annual Physical Exam

FREE Dental (Linis, Bunot & Pasta)

Hospitalization Benefits of 50,000 per year

Life Protection of 270,000 - 540,000

And Investment of 699,701 which is good as cash sa Maturity (at the 20th year).

FOR AGES 51-60 YEARS OLD

Minimum is 4,412 per month

FREE Annual Physical Exam

FREE Dental (Linis, Bunot & Pasta)

Hospitalization Benefits of 60,000 per year

Life Protection of 337,500 - 675,000

And Investment of 874,626 which is good as cash sa Maturity (at the 20th year).

HOW TO AVAIL KAISER 3-IN-1?

MESSENGER

OPTION 1 (OFFLINE)

Pwede kang mag-chat through my messenger account to set an appointment  upang mag-fill out ng Kaiser Forms.

Click the link below for instructions.

ONLINE

OPTION 2: ONLINE

Pwede ka mag-enroll ng Kaiser Saving Plan mo through Online Kaiser Application.

Click the link below for instructions.

EMAIL

OPTION 3: EMAIL

Maari ka magfill out ng online form na automatic naming matatanggap.

Click the link below para sa online form.

TO GUIDE YOU MORE IN YOUR FINANCIAL JOURNEY!  GET YOUR FREE THE SECRET TO SAVING AND BUILDING YOUR FUTURE E-BOOK!


Do you have any question? Need Assistance?

Contact me: Gerald & Maria Veneles

EMAIL ME: g.veneles_assistant@yahoo.com.ph

SMS/VIBER/WhatsApp: 0917.723.1907

IMG Financial Center - (Office 902) 9th floor KIngscourt Bldg 1, 2129 Chino Roces st. Makati City