ENSURE PROPER PROTECTION: LIFE INSURANCE

INSURANCE is for protection should anything happen to you. While insurance is not a fun topic, it is a critical part of your financial strategy.

Often, the most important insurance that can protect our family and our children is the one not taken seriously.


Bakit HINDI mo kailangan kumuha ng LIFE INSURANCE?

1. May ipon ka na naman siguro just in case na madisgrasya ka o magkaroon ng malubhang sakit eh may pampagamot ka na sa hospital. Mura lang naman magkasakit at barya lang naman yun para sa'yo.

2. Alam mong di ka healthy habang buhay. Syempre kung madami ka ng sakit di ka na makakakuha ng life insurance at okay lang sa'yo yun kasi madami ka ngang ipon at investment (basta wag mo kong tatanungin kung pwede pa yun ha kasi HINDI na).

3. Di mo naman kailangan ng retirement fund. Sapat naman siguro ang ipon mo kapag tumanda ka noh. Sa liit ng SSS retirement benefit at mahal ng bilihin tiyak akong sasapat yan sa pagtanda mo.

4. Kapag nawala ka ngayon handa ka naman sigurong patigilin sa pag-aaral ang mga kapatid/anak mo. Ano ba naman sa'yo yun 'di na sila makakapag-aral at maka graduate. Kinabukasan lang naman nila yun at hindi yun mahalaga para sa'yo.

5. 'Di mo ganun ka mahal yung pamilya mo. Sabi mo aalagaan mo sila at bibigyan ng magandang kinabukasan. Kapag nawala ka okay lang naman na kumatok sila sa lahat ng kamag-anak mo para lang humiram ng panggastos. Sila naman yung magmamakaawa at hindi ikaw.

Sabi ko naman sa'yo di mo kailangan ng life insurance? San ka nakarelate from 1 to 5?







What is MOST 18?

Multiple Option Super Term 18 is a term life insurance with Premium Deposit Fund (PDF). It allows maximum coverage at a minimal cost. 

Product Features and Benefits

  • Affordable Insurance. Potential 50%* lower than most life insurance like endowment, whole life. It allows you to have higher face amount.

  • Higher Fund Value. PDF allows higher growth of funds with guaranteed rate of return.
  • Premium Flexibility. Settle your contributions based on a schedule that fits your lifestyle.
  • Withdrawal (No Loan Charge) advantage. You can withdraw your savings anytime without any penalty; and still have the protection/coverage.
  • Level Coverage risk. Your savings is always added to your protection/coverage.
  • Issue ages are from 5 to 60 years old. Insure yourself and your whole family


(Other features and benefits below)

SAMPLE COMPUTATION

Product Features and Benefits

  • Addresses various financial needs. Serves various future needs such as retirement, education, travel, savings.
  • Convertible to permanent insurance. You have the option to convert your insurance to permanent plans prior to age 65.
  • Renewable at the expiry date. You may renew your insurance for a period of 18years before you reach age 60.
  • Low chance of lapsation. Premiums may be settled from your investment earnings.

Fund advantage. You already have savings on the 1st year, which you can withdraw in case of emergency

Alternative investment flexibility. Free to decide where to invest the difference in buying term life

Go ahead, do something!

Isn’t it about time you get your financial house in order?

Easy Steps to Complete Your Life Insurance Policy

  1. Fill-up Proposal Form
  2. Agree on the Generated Proposal
  3. Fill-up and Sign Application Form For Insurance
  4. Review Signed and Completed Policy Proposal and Application
  5. Choose Payment Method (BPI Bills Payment, Paypal, Credit Card, Bank Deposit/Transfer/Remittance, Bancnet)
  6. Complete Online Payment
  7. Underwriting Approval (within 24 business hours except Sundays and Holidays )
  8. Receipt of Online Policy via Customer Portal (email instructions will be sent immediately after approval)

Leave a legacy of sound judgement... This is one of the best way to show your LOVE to your family...

GERALD R. VENELES, LPT

"I have been blessed to start my financial journey with IMG since January 18, 2014. At age 23, I began to learn how to save and invest more money, manage my expenses, build a strong financial foundation and prepare for retirement. IMG is a "One-Stop-Shop" in the financial services with a Global Campaign to Financially Educate 10 Million Families by year 2025. I've been enjoying the Benefits of being IMG member. These benefits have helped me in building wealth."